Business Details
29 Years
experience
Trusted Mortgage Brokers in Vancouver
Since 1997, Synergy Mortgage has been dedicated to helping British Columbia homebuyers secure optimal mortgage solutions through an extensive network of lender partners. Our team prioritizes unbiased, professional advice tailored to individual financial needs, leveraging decades of combined industry experience to negotiate competitive rates and terms. We operate with transparency, ensuring clients benefit from no-cost services paid directly by lenders while accessing a curated network of trusted real estate professionals.Our systems streamline the mortgage process, from pre-approval to closing, with a focus on client education and stress-free transactions. Recognized by top Canadian mortgage providers, we combine deep expertise with personalized service to address complex financing scenarios, including credit challenges and self-employment considerations.
Services
Mortgage Brokerage
Refinancing Solutions
First-Time Homebuyer Support
Credit Issue Assistance
Investment Property Financing
Details
- Year established: 1997
Highlights and features
- We have over 25 years of experience in Vancouver's mortgage market.
- We provide access to the lowest mortgage rates through multiple lenders.
- Our services are completely free to clients, paid by lenders.
- We offer personalized solutions for complex financing scenarios.
- We maintain a curated network of trusted real estate professionals.
What people say
Amazing deal
Stress-free process
Prompt answers
Best interest rates
Seamless experience
Services
Mortgage Brokerage
Synergy Mortgage connects clients with optimal mortgage solutions through a network of lenders. Our brokers negotiate competitive rates and terms tailored to individual financial situations. With access to banks, credit unions, and specialized lenders, we ensure clients receive personalized advice and cost-free services paid directly by lenders.
Refinancing Solutions
We help homeowners leverage equity for renovations, debt consolidation, or investment opportunities. Our team analyzes current mortgages to identify savings through lower rates or adjusted terms. Clients benefit from expert guidance on tax implications and long-term financial planning.
First-Time Homebuyer Support
Specialized guidance for first-time buyers navigating mortgage qualifications and closing costs. We explain financing options, credit requirements, and government incentives. Our process includes pre-approval, rate negotiation, and coordination with trusted real estate professionals for a seamless purchase experience.
Credit Issue Assistance
We assist clients with non-traditional credit profiles or self-employment documentation challenges. Our lenders offer flexible criteria for those with past credit issues. Personalized strategies ensure access to mortgage options that traditional banks may not provide.
Investment Property Financing
Tailored mortgage solutions for investors purchasing or refinancing rental properties. We connect clients with lenders offering competitive rates for multi-unit or commercial properties. Expert analysis ensures financing aligns with long-term investment goals and cash flow requirements.
People
Dorothy Bried
Senior Mortgage Broker
With a real estate background since 2004, Dorothy combines property expertise with mortgage specialization. Certified by the Mortgage Brokers Institute, she focuses on first-time buyers and complex transactions while balancing family life in the Fraser Valley.
Chana Charach
Senior Mortgage Broker
Boasting 30+ years in residential financing, Chana specializes in guiding clients through intricate mortgage scenarios. A Mortgage Professionals Canada member, she balances client advocacy with community service through the Hebrew Free Loan Association of Vancouver.
Questions
What mortgage rates can I access through Synergy Mortgage?
We offer competitive rates across terms from 1-10 years, including current specials like 3.89% for 5-year fixed mortgages. Rates vary based on market conditions and client qualifications.
How does Synergy Mortgage's service cost?
Our mortgage brokerage services are free to clients. We receive compensation from lending institutions, allowing us to provide unbiased advice without direct client fees.
Can first-time homebuyers qualify for special programs?
Yes, we help clients access BC homebuyer grants, tax credits, and mortgage insurance rebates. Our team explains eligibility requirements and incorporates these benefits into financing plans.
How quickly can Synergy process a mortgage application?
Using streamlined systems, we typically complete mortgage transactions within 30-45 days. Pre-approvals can be obtained within 24-48 hours after submitting required documentation.
Do you work with self-employed individuals?
Yes, we specialize in alternative documentation mortgages for self-employed clients. Our lenders offer flexible income verification options tailored to non-traditional employment situations.
What post-closing support do you provide?
We offer ongoing mortgage advice, including renewal options, refinancing opportunities, and portfolio management strategies. Clients can contact us anytime for rate updates or financial planning assistance.
