Business Details
20 Years
experience
Your Trusted Mortgage Broker in Coquitlam
Livian Smith has been a trusted name in Canadian mortgage brokerage since 2006, offering clients access to over 230 lending institutions including major banks, credit unions, and trust companies. Our team of licensed professionals specializes in tailored mortgage solutions for first-time buyers, self-employed individuals, and clients with unique credit situations. Recognized nationally with multiple Canadian Mortgage Awards, including Mortgage Brokerage of the Year, we prioritize client needs over lender interests to secure optimal rates and products.With expertise in home purchases, refinancing, equity solutions, and investment property financing, our award-winning professionals provide personalized service seven days a week. Our proven track record of industry leadership and client satisfaction positions us as a premier choice for comprehensive mortgage services across Canada.
Services
Home Purchase
Mortgage Renewal
Refinance Solutions
Home Equity Loans
Mortgage Life Insurance
Self-Employed Mortgages
Investment Properties
Credit Recovery Mortgages
Commercial Mortgages
First-Time Buyer Programs
Details
- Year established: 2006
Highlights and features
- We offer access to 230+ lending institutions including major Canadian banks
- Our team holds multiple national mortgage industry awards since 2006
- We provide 7-day availability with personalized mortgage consultations
- We specialize in complex cases including self-employed and credit-challenged clients
- We guarantee transparent comparisons between conventional and high-ratio mortgage options
What people say
Best mortgage ever
Very helpful
Above and beyond
Easy to work with
Highly recommend
Services
Home Purchase
Our Home Purchase program assists first-time buyers and experienced homeowners in securing optimal mortgage terms. With access to 230+ lenders, we provide competitive rates for conventional, high-ratio, and specialized purchase programs. Our professionals guide clients through pre-approval, term selection, and closing processes to ensure smooth transactions.
Mortgage Renewal
Mortgage Renewal services help clients evaluate and secure better terms when existing mortgages mature. We analyze current financial situations and market conditions to negotiate improved rates or terms. Our renewal specialists ensure clients understand all available options before committing to new agreements.
Refinance Solutions
Refinance Solutions enable homeowners to access equity for debt consolidation, home improvements, or investments. We offer CHIP Refinance and other programs with competitive rates. Our team explains benefits, costs, and eligibility requirements to help clients make informed financial decisions.
Self-Employed Mortgages
Self-Employed Mortgages cater to entrepreneurs and business owners with non-traditional income structures. We connect clients with lenders offering flexible documentation requirements and competitive terms. Our specialists understand unique financial scenarios and help secure appropriate financing solutions.
Investment Properties
Investment Property financing supports clients purchasing rental or vacation homes. We provide access to specialized programs with favorable terms for multiple properties. Our experts explain financing options, cash flow considerations, and portfolio management strategies to maximize investment returns.
People
Livian Smith
Mortgage Broker
Livian Smith is an award-winning mortgage broker with Livian Smith, specializing in personalized financing solutions. With extensive experience in complex mortgage scenarios, she consistently receives client praise for her professionalism, attention to detail, and successful outcomes across various mortgage types.
Questions
How do mortgage brokers differ from bank lenders?
Mortgage brokers work independently to access multiple lenders' products, while banks only offer their own programs. This allows us to find better rates and terms tailored to your specific needs.
What current mortgage rates do you offer?
Our current rates range from 3.94% for 3-year terms to 5.34% for 10-year terms, with competitive options available for both conventional and high-ratio mortgages.
How can I apply for a mortgage?
Apply through our secure online portal or contact our office directly. We'll guide you through document submission and pre-approval processes to start your mortgage journey.
Do you offer refinancing options?
Yes, we provide refinancing solutions including CHIP Refinance to access home equity for debt consolidation, home improvements, or investment opportunities with competitive interest rates.
What services are available for self-employed individuals?
We specialize in self-employed mortgage solutions with flexible documentation requirements and access to lenders understanding non-traditional income structures for business owners.
