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Your Trusted Insurance Broker in Vancouver
Finkelstein Financial Services has built its reputation on an unwavering commitment to placing client needs first. With over 30 years of combined industry experience, our team specializes in delivering tailored insurance solutions across individual life insurance, employee benefits, travel insurance, and health and welfare trusts. We operate as an independent insurance provider in British Columbia, Alberta, and Ontario, offering access to Canada's major insurance companies while prioritizing quality advice and proactive plan management. Our expertise extends to advanced tax-efficient strategies, estate planning, and customized risk management solutions.By maintaining partnerships with leading industry providers like Green Shield Canada and TuGo, we ensure comprehensive coverage options for clients. Our customer service-driven approach guarantees prompt assistance and professional guidance, supported by a network of trusted associates for legal, investment, and mortgage-related needs. We focus on long-term client relationships, adapting insurance strategies as circumstances evolve to maintain optimal protection.
Services
Individual Insurance
Employee Benefits
Travel Insurance
Health and Welfare Trusts
Private Health and Dental Plans
Estate Planning
Succession Planning
Tax Sheltered Accumulation
Disability Insurance
Life Insurance
Highlights and features
- We offer over 30 years of combined insurance experience in British Columbia, Alberta, and Ontario.
- Our independent provider status grants access to all major Canadian insurance companies.
- We specialize in advanced tax-efficient insurance strategies for wealth creation.
- Our customer service guarantees prompt assistance with professional insurance advice.
- We maintain partnerships with leading healthcare providers like Green Shield Canada.
What people say
High level of service
Responsive and personable
Strong longstanding relationship
Trust their integrity
Analytical approach
Services
Individual Insurance
We provide comprehensive individual insurance solutions including life, disability, and critical illness coverage. Our specialists help clients protect personal assets and plan estates through tailored policies. With access to Canada's major insurers, we ensure optimal protection for families and business owners.
Employee Benefits
Our team designs cost-effective employee benefit programs that attract top talent while controlling employer costs. We specialize in customized health, dental, and wellness plans with integrated administration solutions. Our approach combines industry expertise with ongoing support for claim management and plan optimization.
Travel Insurance
We offer comprehensive travel insurance with 24/7 emergency medical assistance for trips within Canada and internationally. Our TuGo partnership provides coverage for hospitalization, prescription medications, emergency transportation, and trip interruptions with immediate claim coordination services.
Health and Welfare Trusts
Our CRA-endorsed health spending accounts provide tax-free healthcare financing for business owners and employees. These self-funded plans cover medical, dental, and vision expenses with flexible reimbursement options while offering significant tax deductions for employers.
Private Health Plans
We administer guaranteed-issue private health and dental plans through Green Shield Canada. These plans cover prescription drugs, vision care, and registered therapy services with specialized options for retirees and those losing group coverage within 60 days.
Questions
What types of insurance do you specialize in?
We specialize in individual life insurance, employee benefits, travel insurance, health and welfare trusts, and private health plans across British Columbia, Alberta, and Ontario.
Are health spending accounts tax-free in Canada?
Yes, our Health Care Spending Accounts are CRA-endorsed tax-free vehicles that reimburse medical, dental, and vision expenses while providing business tax deductions.
How do you help with estate planning?
We use advanced insurance strategies like corporate-owned life insurance and deferred compensation plans to manage capital gains tax and ensure family business succession.
Do you offer 24/7 travel emergency assistance?
Yes, our travel insurance includes 24/7 multilingual medical and travel assistance with direct hospital payments and emergency transportation coordination.
Can I get coverage after losing group benefits?
Contact us within 60 days of losing coverage for guaranteed-issue private health and dental plans without medical underwriting requirements.
How do health and welfare trusts work?
These self-funded plans let employers allocate set amounts annually for employee healthcare expenses, with 100% tax-free reimbursements for eligible medical, dental, and vision costs.
