Business Details
11 Years
experience
Your Trusted Financial Partner in Ottawa
CDN Financial was founded in 2015 with a clear mission to revolutionize Canada's financial services landscape. As a federally regulated fintech platform, we provide access to over 200 lenders and 20+ financial services tailored to residential, commercial, and institutional clients. Our approach combines deep industry expertise with personalized solutions, ensuring clients receive competitive rates and rapid turnaround times. With dedicated account managers and a commitment to transparency, we specialize in prime and subprime financing, mortgages, leasing programs, and business loans. Our innovative Reno+ program and commercial lease buy-back solutions demonstrate our ability to create value for clients across Canada.Backed by Canadian Comfort Services, we offer integrated home renovation financing and construction expertise nationwide. Our 24/7 customer service and streamlined processes have helped businesses double sales through instant approval financing, while our POS and e-commerce solutions serve diverse industries. We maintain rigorous compliance standards and continuously adapt to market needs while upholding our founding principle: building lasting relationships that shape the future.
Services
Business Loans
Prime Mortgages
Commercial Leasing
Invoice Factoring
Residential Financing
Subprime Loans
Construction Loans
Bridge Loans
Home Equity Lines
Purchase Order Financing
Details
- Year established: 2015
Highlights and features
- We offer 20+ financial services through 200+ lending partners
- Our dedicated account managers provide personalized service
- We deliver funding solutions for prime and subprime clients
- Our Reno+ program taps 100% property equity for renovations
- We provide instant approval POS financing with 48-hour turnaround
What people say
Sales doubled
Instant approval
Quick funding
Dedicated support
Competitive rates
Services
Business Loans
Our unsecured business loans range from $5,000 to $500,000 with terms 3-60 months. We approve clients with credit scores as low as 500 and revenue starting at $5,000. The streamlined process funds in under 48 hours with no penalties for early repayment. Clients benefit from variable repayment options aligned with sales cycles and transparent fee structures.
Commercial Leasing
Our lease buy-back program converts business equipment into working capital while maintaining usage rights. We cover agricultural machinery, construction equipment, transportation fleets, and commercial appliances. Businesses gain non-debt financing options with flexible terms. The program improves cash flow while preserving operational capacity through leased assets.
Residential Financing
We offer prime and subprime residential financing for home improvements, including HVAC, renovations, and water filtration systems. Programs accept beacon scores down to 420 with no money down options. Terms extend up to 180 months for budget-friendly payments. Clients can access 100% equity through our Reno+ program to increase property value.
Invoice Factoring
Our invoice factoring provides up to 95% of invoice value within 48 hours. The program suits businesses with 60-120 day accounts receivable terms. We offer transparent CRM integration and straightforward onboarding. Clients maintain cash flow stability while awaiting customer payments.
Purchase Order Financing
We advance up to 50% of purchase order value to fulfill client commitments. The program supports businesses needing upfront capital for supplier payments. Our streamlined process enables rapid order fulfillment without depleting working capital reserves.
Questions
What financial services do you offer?
We provide business loans, mortgages, commercial leasing, invoice factoring, residential financing, and instant approval POS solutions across Canada.
How quickly can I get funded?
Invoice factoring funds arrive within 48 hours, while business loans and mortgages typically fund within 5-7 business days.
Do you work with subprime clients?
Yes, we specialize in prime and subprime financing with beacon scores as low as 420 for residential programs.
What areas do you serve?
We operate nationwide with Canadian Comfort Services offering renovation expertise in all provinces.
How does your leasing program work?
Our commercial lease buy-back program converts equipment into capital with flexible monthly payment options.
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